Legal Information

Effective Date: January 1, 2024

Extra Funding LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and share information when you use our website and services.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, and mailing address
• Business Information: Business name, industry, time in business, and ownership details
• Financial Information: Monthly revenue, bank statements, and other financial data relevant to funding eligibility
• Application Data: Information submitted through our funding application forms
• Technical Data: IP address, browser type, device information, and website usage data

How We Use Your Information

We use the information we collect to:

• Evaluate your eligibility for business funding options
• Connect you with appropriate third-party funding providers
• Communicate with you regarding your application and funding opportunities
• Improve our website and services
• Comply with legal obligations

Sharing of Information

We may share your information with third parties in the following circumstances:

• Funding Partners: We share your information with third-party lenders, funding companies, and financial institutions to help you obtain financing
• Service Providers: We may share information with vendors who assist us in operating our business
• Legal Requirements: We may disclose information when required by law or to protect our rights

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website usage. You can control cookie settings through your browser preferences.

Your Consent

By using our website or submitting information through our forms, you consent to the collection, use, and sharing of your information as described in this Privacy Policy.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Extra Funding LLC
Email: privacy@extrafunding.com
Phone: (888) 555-0100

Effective Date: January 1, 2024

Please read these Terms of Service ("Terms") carefully before using the Extra Funding LLC website and services.

Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.

Broker Status

Extra Funding LLC is a broker, not a direct lender. We connect businesses with third-party funding providers. We do not make funding decisions, set rates, or determine approval criteria. All funding is provided by independent third-party funding companies.

No Guarantee of Funding

We do not guarantee:

• Approval of any funding application
• Specific funding amounts or terms
• Interest rates or factor rates
• Repayment schedules or structures

All funding decisions are made solely by third-party funding providers based on their own criteria and underwriting standards.

Third-Party Decisions

Any offers, approvals, or funding agreements are between you and the third-party funding provider. Extra Funding LLC is not a party to any funding agreement and has no control over the terms offered by funding providers.

Accuracy of Information

By submitting an application, you represent and warrant that all information provided is true, accurate, and complete. You agree to provide additional documentation as requested and understand that providing false information may result in denial of funding and potential legal consequences.

Limitation of Liability

Extra Funding LLC shall not be liable for any decisions, offers, or agreements made by third-party funding providers. We are not responsible for the terms, rates, or conditions of any funding you receive. Our services are provided "as is" without warranties of any kind.

Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of our website following any changes constitutes acceptance of the revised Terms.

Contact Us

If you have questions about these Terms, please contact us at:

Extra Funding LLC
Email: legal@extrafunding.com
Phone: (888) 555-0100

The following disclosures are provided to ensure transparency about our business practices and the nature of the funding products available through our platform.

Broker Disclosure

Extra Funding LLC operates as a broker connecting businesses with third-party funding providers. We are not a direct lender and do not provide funding directly to businesses.

Compensation Disclosure

Extra Funding LLC may receive compensation from funding partners when you are funded through our platform. This compensation does not affect the terms of your funding agreement or increase the cost to you.

Third-Party Relationships

We work with a network of independent funding providers, including merchant cash advance companies, alternative lenders, and other financing sources. These providers make their own independent decisions regarding funding eligibility and terms.

Types of Funding Products

Funding options available through our platform may include:

• Merchant Cash Advances (MCA)
• Business Lines of Credit
• Short-Term Business Loans
• Equipment Financing
• Revenue-Based Financing
• Other business financing products

Merchant Cash Advance Disclosure

A merchant cash advance is not a loan. It is a purchase of a portion of your future receivables or revenue at a discount. MCAs are repaid through a percentage of daily or weekly sales until the purchased amount is fully collected.

Terms and Rates Variability

Terms, rates, factor rates, and repayment structures vary by funding provider and are based on your business qualifications. There is no standard rate or term that applies to all businesses or funding products.

Payment Structure

Repayment may be structured as daily, weekly, or other frequencies depending on the specific funding product and agreement. Be sure you understand the payment schedule before accepting any funding offer.

No Guarantee of Best Terms

We do not guarantee that you will receive the lowest rates or best terms available in the market. We present options from our network of funding partners, but other options may be available elsewhere.

Your Responsibility

It is your responsibility to carefully review all terms, conditions, and agreements before accepting any funding offer. We recommend consulting with a financial advisor or attorney if you have questions about any funding agreement.